credit??????????

September 21st, 2010

Does anyone know where i can access a free credit report of my own credit from?……FREE………….

Credit ?

September 12th, 2010

Im 18 with zero credit history and im having trouble building my credit. My parents have bad credit so i have no cosigners. I cant buy an old car or anything. So i started small. A credit card. I was denied. How am i supposed to build credit when im not givin a chance? Where can i go to get a credit card?

Credit….?

September 11th, 2010

Does anyone know how to raise your credit score? For instance, if someone adds you to their credit account but you are not an authorized user… Basically looking to clean up credit?

How and why is my credit card affected when I open and close a credit card?

September 10th, 2010

I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?

How long is enough credit history time to obtain a credit card?

September 9th, 2010

I have a good credit score according to the report but when I tried to obtain a credit card, it said they couldn’t because I had insufficient credit history. How many months or years does it take to be able to obtain a credit card- just a basic, no premium or points with a good credit score?
Thanks!

How do I rebuild my credit without having ever had any credit cards?

September 8th, 2010

I have never had a credit card, but I have a few small bills in collections from when I was in college. They are old utilities bills, together totalling no more than 0. I haven’t been able to access my credit report online due to many address changes, but how bad can I expect my credit to be? How can I rebuild it now? I know debts in collections stay on your credit for 7 1/2 years whether you pay them or not. Help!

Are there any credit cards where you can choose what your maximum credit limit is?

September 7th, 2010

I want to get a credit card, but I want the credit limit to not exceed 200 dollars. (im new to this whole credit card thing lol). Any suggestions?

How do I get a credit card with bad credit or no credit in Canada?

September 6th, 2010

I have no credit, and my buddy has bad credit. We are going on a trip in a few months and need to apply online to get a credit card. Mastercard or Visa. Anyone know where?

How many credit hours do you need to earn in ordered to be considered a sophomore?

September 5th, 2010

I attend Wayne State University and I tried to look up the credit scale so I know how many credits to take this upcoming semester, but I could not find anything. I need to know the credit scale of what is considered a freshman, sophomore, junior and senior for a full time student. Thanks.